photo by Elena Perova

Sentiment often drives stock markets just as much as the fundamentals of revenue, growth rates, and profitability. Witness the stock market rise by nearly 2% yesterday after banks reported increased earnings and new jobless claims came in lower than expected. …


Wildfires have always been part of the California landscape. From a broad ecological perspective, wildfires can be nourishing and restorative, clearing away overgrowth and debris and making way for new life. For people and property, wildfires more often create a wake of destruction. With climate change worsening, decision-making needs to…


Market Commentary | Q3 2021

September marked the first monthly decline for stocks since January as investors focused on concerns about political uncertainty and the possibility of long-haul economic symptoms from the pandemic. The S&P 500 dropped more than 5% from its all-time high set on Sept 2. Prior to that, the index went 227…


When approaching a big decision, one of the first steps is determining what information is material to your goal. Once you know what is material, you have to find out what is available. …


In the developed world, we have long taken for granted the ability to order what we need and then watch the goods arrive, without any thought of the people, factories, container ships, trains, and trucks involved in the delivery. Or going to our local grocery store and expecting to see…


by Krystal Fortner, CFP®, Lead Advisor, North Berkeley Wealth Management

When my mother was diagnosed with cancer in late 2015, we were fortunate enough to have time to talk about what she wanted. Even though she already had her estate plan in place, we had opportunities to talk about the…


Fires burning in the Western US and catastrophic floods in Europe this past week have kept a sense of climate crisis front of mind. These alarming changes in our shared climate are fueling a global scramble to modify our infrastructure and to innovate new forms of energy production and consumption…


The four most dangerous words in investing might just be: “this time is different.”

In fact, Harvard economists Carmen Reinhart and Kenneth Rogoff wrote an entire book on the topic in 2009, carefully using data to show that most bubbles, crashes, and recoveries throughout history follow similar patterns despite seeming…


Innovation is all around us, and here in the Bay Area, we feel its presence more acutely than most. We live in an area that is a hub of technology and science fueled by world-class universities, a diverse workforce with its concomitant variety of skill sets and perspectives, and a…


Owning stocks has historically been financially rewarding, assuming you can tolerate the short-term swings in price, and stick around to benefit from the longer-term growth of the underlying businesses. …

North Berkeley Wealth Management

A values-driven wealth management firm helping clients create a sense of calm in their financial lives through responsible investment and thoughtful planning.

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